A large number of threads and comments here are from people who have some sort of reliability problems with their camera. I have owned about 30 cameras over the years (including 3 Fujifilm), a mixture of new and recent used, and have never had any problems, even with cameras I have used heavily over a long period of time.
I therefore believe breakdowns and malfunctions are very rare but the fact that people post about them gives a misleading impression. I don't know whether there's a way to create polls (if there is and I can't find it I apologise for my stupidity!) but if not maybe people might just like to comment here if, in their experience, cameras are actually extremely reliable.