You're right, Bob misunderstood me. ) Of course I know how to use "custom settings", you don't even need a manual for that. I have 5 sets of 8 "custom settings" each, for a total of 40 "custom settings". I need to load one set or another quickly. I can't do that without an app or software on my PC. This is very frustrating. (( The "custom settings" should be saved to a memory card so that there is no need for a PC app or software. I think it's very easy for Fujifilm developers to program this.