I just received this camera in black for Christmas. I formatted my SD Card, which is a Sandisk 128 gb XC1 card. My camera tells me no memory card is inserted. The menu option to Format is grayed out. I tried formatting the card on my computer, which I could do in both NTFS and exFAT formats. Still, the camera can't read my card. Do you guys think this is a problem with the camera? Or should i buy a new card?