Thanks for your telling your story. I’m another newbie to Fuji. Until the Nikon z50 came out I was confirmed Nikon fan boy. I was in the market for a mid range mirror less. The Z50 is a disaster, old low res sensor, heavy, large expensive lenses, or an adapter. What a disappointment.
Years ago I had a cheap, Fuji compact. It punched way above its weight., (E550) and in truth produced better pictures than my first Nikon SLR. So I was already pre disposed to buy Fuji.
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Not sure what went wrong for you. I have an X-T3 and do not have any real exposure problems. The XT-30 is smaller and lighter but the X-t3 is, as you say, weather resistent and has a much better viewfinder. I would say plump for the X-T3 if you can get one within your budget.
I used to do a fair bit of sailing many years ago, often with sailors from Austria. I had a skipper license, owned a part of a boat etc. The legend had it that two Austrian sailors, "world-famous" as my Austrian friends would describe them, who sailed all over the world and wrote a book about their ventures, after visiting their next port of destination and spending time in the port and in the city, would meticulously record the B/F factor into the nautical charts, with the purpose for the other