I think you're right in getting a top camera from the first. With a point-and-shoot, or a cheap DSLR, you'll outgrow it in a month. You don't have to learn all about a T2 right away. Take photos on auto. Then one day you'll think a picture is too dark. You'll look in the book and find that if you set the dial on the right on C you can turn the wheel in front and lighten the photo while looking through the viewfinder. Learn as you need to know.
What is so good about a top camera is that you can make it do what you want it to. Lighten/darken, shoot Japanese gardens in miniature. Pop in and out of black and white. If you can imagine it, you can make the camera do it. And as you get to know the T2, you'll be able to do it all fast with dials and buttons -- all while the camera is at your eye. No digging through pages of menus.
With cheap cameras, there's nowhere to go in learning or achievement. I constantly hear, "My camera won't do that." You won't say that with a T2. It'll be, "I need to find out how to make my Fuji do that." That's the real way you learn about your camera.